Several years ago, I went with my mom to several banks and had the opportunity to observed how difficult it was for her to obtain these business loans, as all loans at that time were either secured loans requiring some sort of asset, or they were set an age limit on applicants and my mom was already over 50 years old. Yesterday, I received a text message from one of the credit card banks, offering what they called a Loan-On-Phone service. It claims that not only will it able to approved its unsecured loans for up to RM100,000, but the loan application requests also can be approved within 60 minutes. I have seen and heard of these types of loans everywhere lately. It’s great to know that now there are loans out there that has easy processing, provides fast funding and provides excellent service to its customers. Also, I can see this as a blessing to many, especially Malaysians, to solve the loan shark dilemma.

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